Description
Attention first-time home buyers! Purchase a $440,000 home with a $375,000 mortgage pre-approval! Housing Initiative Partnership, Inc., a local non-profit housing developer, is offering an incredible opportunity to purchase this new construction, high efficiency NET ZERO home! In order to purchase the home, you must be a first-time home buyer at or below 80% of the median area income and must use the property as your primary residence. From the inviting front porch, enter into a wide open main living level with tons of natural light, anchored by a beautifully appointed kitchen with granite countertops and stainless appliances. Upstairs, the light and airy feel continues. The primary suite offers a full primary bathroom and two closets, and the two additional bedrooms and full bathroom are spacious and bright. Out back, enjoy a large and fully fenced back yard! The home is super energy efficient, with triple pane windows, upgraded insulation, very efficient appliances and systems, and solar panels that will be installed in a few weeks! The sale price is $440,000 but buyers only need to qualify for $375,000 loan. The non-profit seller, HIP, is offering a 2nd Deed of Trust for $65,000 with zero interest and zero payments, which is fully forgiven after living in the property for 20 years as your primary residence. What a deal!! HIP encourages the use of Pathway to Purchase and encourages home inspections.
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3BEDS
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0.2ACRES
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2BATHS
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11/2 BATHS
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1,728SQFT
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$255$/SQFT
School Information
Description
Attention first-time home buyers! Purchase a $440,000 home with a $375,000 mortgage pre-approval! Housing Initiative Partnership, Inc., a local non-profit housing developer, is offering an incredible opportunity to purchase this new construction, high efficiency NET ZERO home! In order to purchase the home, you must be a first-time home buyer at or below 80% of the median area income and must use the property as your primary residence. From the inviting front porch, enter into a wide open main living level with tons of natural light, anchored by a beautifully appointed kitchen with granite countertops and stainless appliances. Upstairs, the light and airy feel continues. The primary suite offers a full primary bathroom and two closets, and the two additional bedrooms and full bathroom are spacious and bright. Out back, enjoy a large and fully fenced back yard! The home is super energy efficient, with triple pane windows, upgraded insulation, very efficient appliances and systems, and solar panels that will be installed in a few weeks! The sale price is $440,000 but buyers only need to qualify for $375,000 loan. The non-profit seller, HIP, is offering a 2nd Deed of Trust for $65,000 with zero interest and zero payments, which is fully forgiven after living in the property for 20 years as your primary residence. What a deal!! HIP encourages the use of Pathway to Purchase and encourages home inspections.
©2026 Bright MLS, All Rights Reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale may no longer be available because they are for instance, under contract, sold, or are no longer being offered for sale. Information is deemed reliable but is not guaranteed accurate by the MLS or City Smart Living | Keller Williams Metro Center. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. Data last updated: 2026-04-13T13:56:41.867.